Call reports 2019
STATE BANK OF ODELL — 2019
What STATE BANK OF ODELL reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 27,382,000 | 27,895,000 | 26,647,000 | 27,105,000 |
| Total loans | 11,850,000 | 12,656,000 | 13,730,000 | 12,250,000 |
| Allowance for loan losses | 152,000 | 242,000 | 187,000 | 207,000 |
| Securities available for sale | 1,035,000 | 1,077,000 | 881,000 | 809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,655,000 | 25,156,000 | 23,823,000 | 24,289,000 |
| Interest-bearing deposits | 17,134,000 | 17,680,000 | 16,885,000 | 16,818,000 |
| Noninterest-bearing deposits | 7,521,000 | 7,476,000 | 6,938,000 | 7,471,000 |
| Equity capital | 2,671,000 | 2,729,000 | 2,813,000 | 2,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 501,000 | 770,000 | 1,028,000 |
| Interest expense | 14,000 | 32,000 | 53,000 | 74,000 |
| Net interest income | 226,000 | 469,000 | 717,000 | 954,000 |
| Noninterest income | 26,000 | 55,000 | 87,000 | 113,000 |
| Noninterest expense | 218,000 | 434,000 | 634,000 | 929,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 34,000 | 90,000 | 170,000 | 113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 90,000 | 170,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,671,000 | 2,727,000 | 2,819,000 | 2,751,000 |
| Total capital | 2,822,000 | 2,929,000 | 3,006,000 | 2,948,000 |
| Risk-weighted assets | 15,369,000 | 16,141,000 | 16,899,000 | 15,743,000 |