Call reports 2017
STATE BANK OF ODELL — 2017
What STATE BANK OF ODELL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 29,775,000 | 27,460,000 | 26,562,000 | 26,654,000 |
| Total loans | 13,628,000 | 13,465,000 | 13,450,000 | 12,685,000 |
| Allowance for loan losses | 220,000 | 136,000 | 143,000 | 146,000 |
| Securities available for sale | 1,937,000 | 1,937,000 | 1,937,000 | 1,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,231,000 | 24,906,000 | 23,981,000 | 24,071,000 |
| Interest-bearing deposits | 19,350,000 | 18,967,000 | 18,542,000 | 17,758,000 |
| Noninterest-bearing deposits | 7,881,000 | 5,939,000 | 5,439,000 | 6,313,000 |
| Equity capital | 2,492,000 | 2,547,000 | 2,574,000 | 2,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 472,000 | 699,000 | 927,000 |
| Interest expense | 11,000 | 23,000 | 34,000 | 44,000 |
| Net interest income | 222,000 | 449,000 | 665,000 | 883,000 |
| Noninterest income | 31,000 | 58,000 | 103,000 | 127,000 |
| Noninterest expense | 209,000 | 408,000 | 616,000 | 898,000 |
| Provision for loan losses | 10,000 | 10,000 | 35,000 | 35,000 |
| Pretax income | 34,000 | 89,000 | 117,000 | 77,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 89,000 | 117,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,490,000 | 2,545,000 | 2,572,000 | 2,522,000 |
| Total capital | 2,702,000 | 2,681,000 | 2,715,000 | 2,668,000 |
| Risk-weighted assets | 16,987,000 | 16,395,000 | 16,273,000 | 15,679,000 |