Call reports 2016
STATE BANK OF ODELL — 2016
What STATE BANK OF ODELL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 26,734,000 | 27,176,000 | 27,338,000 | 28,378,000 |
| Total loans | 14,215,000 | 14,703,000 | 15,577,000 | 14,462,000 |
| Allowance for loan losses | 160,000 | 175,000 | 213,000 | 209,000 |
| Securities available for sale | 3,154,000 | 2,586,000 | 2,002,000 | 1,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,155,000 | 24,659,000 | 24,818,000 | 25,872,000 |
| Interest-bearing deposits | 18,173,000 | 19,031,000 | 18,673,000 | 18,425,000 |
| Noninterest-bearing deposits | 5,982,000 | 5,628,000 | 6,145,000 | 7,447,000 |
| Equity capital | 2,528,000 | 2,510,000 | 2,512,000 | 2,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 473,000 | 699,000 | 944,000 |
| Interest expense | 10,000 | 21,000 | 32,000 | 43,000 |
| Net interest income | 221,000 | 452,000 | 667,000 | 901,000 |
| Noninterest income | 32,000 | 69,000 | 110,000 | 143,000 |
| Noninterest expense | 194,000 | 393,000 | 594,000 | 900,000 |
| Provision for loan losses | 0 | 0 | 49,000 | 49,000 |
| Pretax income | 59,000 | 128,000 | 134,000 | 95,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 128,000 | 134,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,519,000 | 2,510,000 | 2,495,000 | 2,455,000 |
| Total capital | 2,679,000 | 2,685,000 | 2,708,000 | 2,664,000 |
| Risk-weighted assets | 17,037,000 | 17,417,000 | 17,938,000 | 17,408,000 |