Call reports 2015
STATE BANK OF ODELL — 2015
What STATE BANK OF ODELL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,855,000 | 26,165,000 | 26,042,000 | 26,882,000 |
| Total loans | 14,046,000 | 14,834,000 | 14,917,000 | 14,625,000 |
| Allowance for loan losses | 180,000 | 184,000 | 192,000 | 152,000 |
| Securities available for sale | 3,624,000 | 3,602,000 | 3,617,000 | 3,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,323,000 | 23,715,000 | 23,529,000 | 24,373,000 |
| Interest-bearing deposits | 18,427,000 | 18,726,000 | 18,238,000 | 17,991,000 |
| Noninterest-bearing deposits | 5,895,000 | 4,989,000 | 5,291,000 | 6,382,000 |
| Equity capital | 2,524,000 | 2,443,000 | 2,505,000 | 2,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 474,000 | 711,000 | 973,000 |
| Interest expense | 9,000 | 18,000 | 28,000 | 37,000 |
| Net interest income | 221,000 | 456,000 | 683,000 | 936,000 |
| Noninterest income | 33,000 | 66,000 | 106,000 | 140,000 |
| Noninterest expense | 191,000 | 419,000 | 638,000 | 938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 104,000 | 152,000 | 138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 104,000 | 152,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,490,000 | 2,431,000 | 2,478,000 | 2,460,000 |
| Total capital | 2,638,000 | 2,579,000 | 2,670,000 | 2,612,000 |
| Risk-weighted assets | 11,828,000 | 11,945,000 | 18,775,000 | 18,678,000 |