Call reports 2014
STATE BANK OF ODELL — 2014
What STATE BANK OF ODELL reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,640,000 | 26,276,000 | 25,659,000 | 25,749,000 |
| Total loans | 13,328,000 | 13,755,000 | 14,362,000 | 14,831,000 |
| Allowance for loan losses | 207,000 | 213,000 | 211,000 | 225,000 |
| Securities available for sale | 3,833,000 | 3,847,000 | 3,850,000 | 3,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,262,000 | 23,844,000 | 23,180,000 | 23,264,000 |
| Interest-bearing deposits | 19,062,000 | 18,685,000 | 17,539,000 | 17,841,000 |
| Noninterest-bearing deposits | 6,200,000 | 5,159,000 | 5,641,000 | 5,423,000 |
| Equity capital | 2,324,000 | 2,425,000 | 2,469,000 | 2,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 455,000 | 695,000 | 941,000 |
| Interest expense | 12,000 | 23,000 | 35,000 | 45,000 |
| Net interest income | 214,000 | 432,000 | 660,000 | 896,000 |
| Noninterest income | 32,000 | 66,000 | 103,000 | 134,000 |
| Noninterest expense | 214,000 | 393,000 | 619,000 | 923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 105,000 | 144,000 | 107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 105,000 | 144,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,347,000 | 2,420,000 | 2,459,000 | 2,422,000 |
| Total capital | 2,551,000 | 2,615,000 | 2,670,000 | 2,637,000 |
| Risk-weighted assets | 16,287,000 | 16,421,000 | 16,872,000 | 17,224,000 |