Call reports 2013
STATE BANK OF ODELL — 2013
What STATE BANK OF ODELL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 26,980,000 | 26,999,000 | 26,508,000 | 26,637,000 |
| Total loans | 13,649,000 | 14,541,000 | 14,126,000 | 13,803,000 |
| Allowance for loan losses | 219,000 | 218,000 | 211,000 | 219,000 |
| Securities available for sale | 4,159,000 | 4,358,000 | 4,225,000 | 4,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,588,000 | 24,539,000 | 23,993,000 | 24,222,000 |
| Interest-bearing deposits | 18,634,000 | 19,245,000 | 18,716,000 | 18,250,000 |
| Noninterest-bearing deposits | 5,954,000 | 5,294,000 | 5,277,000 | 5,972,000 |
| Equity capital | 2,375,000 | 2,449,000 | 2,501,000 | 2,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 491,000 | 748,000 | 995,000 |
| Interest expense | 19,000 | 37,000 | 52,000 | 66,000 |
| Net interest income | 215,000 | 454,000 | 696,000 | 929,000 |
| Noninterest income | 28,000 | 61,000 | 95,000 | 127,000 |
| Noninterest expense | 188,000 | 385,000 | 582,000 | 897,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 130,000 | 209,000 | 159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 130,000 | 209,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,311,000 | 2,385,000 | 2,465,000 | 2,415,000 |
| Total capital | 2,509,000 | 2,599,000 | 2,675,000 | 2,609,000 |
| Risk-weighted assets | 15,797,000 | 17,108,000 | 16,807,000 | 16,470,000 |