Call reports 2012
STATE BANK OF ODELL — 2012
What STATE BANK OF ODELL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,028,000 | 25,278,000 | 25,279,000 | 25,824,000 |
| Total loans | 11,740,000 | 12,431,000 | 13,476,000 | 14,389,000 |
| Allowance for loan losses | 212,000 | 203,000 | 196,000 | 205,000 |
| Securities available for sale | 3,821,000 | 3,639,000 | 3,885,000 | 3,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,415,000 | 22,620,000 | 22,766,000 | 23,342,000 |
| Interest-bearing deposits | 17,685,000 | 17,797,000 | 17,911,000 | 17,964,000 |
| Noninterest-bearing deposits | 5,730,000 | 4,823,000 | 4,855,000 | 5,378,000 |
| Equity capital | 2,597,000 | 2,641,000 | 2,497,000 | 2,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 451,000 | 696,000 | 936,000 |
| Interest expense | 22,000 | 44,000 | 63,000 | 83,000 |
| Net interest income | 199,000 | 407,000 | 633,000 | 853,000 |
| Noninterest income | 33,000 | 68,000 | 108,000 | 138,000 |
| Noninterest expense | 219,000 | 430,000 | 621,000 | 922,000 |
| Provision for loan losses | -225,000 | -225,000 | -225,000 | -225,000 |
| Pretax income | 238,000 | 270,000 | 345,000 | 294,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | 238,000 | 270,000 | 345,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,530,000 | 2,562,000 | 2,418,000 | 2,356,000 |
| Total capital | 2,715,000 | 2,751,000 | 2,614,000 | 2,560,000 |
| Risk-weighted assets | 14,796,000 | 15,124,000 | 16,124,000 | 16,338,000 |