Call reports 2011
STATE BANK OF ODELL — 2011
What STATE BANK OF ODELL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,965,000 | 25,568,000 | 25,058,000 | 24,896,000 |
| Total loans | 12,183,000 | 12,838,000 | 13,620,000 | 13,615,000 |
| Allowance for loan losses | 208,000 | 194,000 | 197,000 | 209,000 |
| Securities available for sale | 6,411,000 | 6,872,000 | 6,102,000 | 5,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,273,000 | 22,792,000 | 22,654,000 | 22,505,000 |
| Interest-bearing deposits | 17,938,000 | 18,453,000 | 17,944,000 | 16,452,000 |
| Noninterest-bearing deposits | 5,335,000 | 4,339,000 | 4,710,000 | 6,053,000 |
| Equity capital | 2,170,000 | 2,254,000 | 2,381,000 | 2,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 507,000 | 788,000 | 1,048,000 |
| Interest expense | 39,000 | 75,000 | 106,000 | 130,000 |
| Net interest income | 198,000 | 432,000 | 682,000 | 918,000 |
| Noninterest income | 29,000 | 81,000 | 132,000 | 173,000 |
| Noninterest expense | 189,000 | 450,000 | 663,000 | 956,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 63,000 | 151,000 | 135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 63,000 | 151,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,196,000 | 2,220,000 | 2,308,000 | 2,292,000 |
| Total capital | 2,371,000 | 2,406,000 | 2,505,000 | 2,494,000 |
| Risk-weighted assets | 14,351,000 | 14,840,000 | 16,080,000 | 16,142,000 |