Call reports 2026
FIRST BANK OF CENTRAL OHIO — 2026
What FIRST BANK OF CENTRAL OHIO reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 246,117,000 | 260,918,000 |
| Total loans | 199,888,000 | 199,380,000 |
| Allowance for loan losses | 2,435,000 | 2,149,000 |
| Securities available for sale | 12,531,000 | 12,503,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 216,718,000 | 232,426,000 |
| Interest-bearing deposits | 194,238,000 | 203,319,000 |
| Noninterest-bearing deposits | 22,480,000 | 29,107,000 |
| Equity capital | 26,306,000 | 26,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,558,000 | 7,181,000 |
| Interest expense | 1,741,000 | 3,552,000 |
| Net interest income | 1,817,000 | 3,629,000 |
| Noninterest income | 332,000 | 594,000 |
| Noninterest expense | 2,157,000 | 4,110,000 |
| Provision for loan losses | 147,000 | 486,000 |
| Pretax income | -155,000 | -373,000 |
| Income tax | -32,000 | -77,000 |
| Net income | -123,000 | -296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,967,000 | 24,774,000 |