Call reports 2024
FIRST BANK OF CENTRAL OHIO — 2024
What FIRST BANK OF CENTRAL OHIO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 146,460,000 | 160,141,000 | 176,604,000 | 195,758,000 |
| Total loans | 121,167,000 | 132,115,000 | 144,709,000 | 156,610,000 |
| Allowance for loan losses | 1,547,000 | 1,682,000 | 2,018,000 | 2,135,000 |
| Securities available for sale | 600,000 | 600,000 | 600,000 | 6,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,932,000 | 132,080,000 | 147,667,000 | 166,770,000 |
| Interest-bearing deposits | 101,821,000 | 115,247,000 | 127,254,000 | 145,591,000 |
| Noninterest-bearing deposits | 17,111,000 | 16,833,000 | 20,413,000 | 21,179,000 |
| Equity capital | 24,875,000 | 25,319,000 | 25,895,000 | 26,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,212,000 | 4,712,000 | 7,613,000 | 10,662,000 |
| Interest expense | 1,154,000 | 2,404,000 | 3,814,000 | 5,360,000 |
| Net interest income | 1,058,000 | 2,308,000 | 3,799,000 | 5,302,000 |
| Noninterest income | 1,070,000 | 2,114,000 | 3,482,000 | 4,755,000 |
| Noninterest expense | 1,786,000 | 3,726,000 | 5,855,000 | 8,123,000 |
| Provision for loan losses | 176,000 | 311,000 | 647,000 | 1,199,000 |
| Pretax income | 166,000 | 385,000 | 779,000 | 735,000 |
| Income tax | 40,000 | 81,000 | 166,000 | 154,000 |
| Net income | 126,000 | 304,000 | 613,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,614,000 | 24,099,000 | 24,758,000 | 25,025,000 |