Call reports 2023
FIRST BANK OF CENTRAL OHIO — 2023
What FIRST BANK OF CENTRAL OHIO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 121,145,000 | 115,613,000 | 126,355,000 | 150,231,000 |
| Total loans | 83,098,000 | 86,638,000 | 95,826,000 | 114,185,000 |
| Allowance for loan losses | 1,080,000 | 1,151,000 | 1,160,000 | 1,371,000 |
| Securities available for sale | 3,584,000 | 600,000 | 600,000 | 600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,922,000 | 88,521,000 | 99,371,000 | 123,122,000 |
| Interest-bearing deposits | 76,595,000 | 73,007,000 | 72,712,000 | 103,992,000 |
| Noninterest-bearing deposits | 17,327,000 | 15,514,000 | 26,659,000 | 19,130,000 |
| Equity capital | 25,010,000 | 24,782,000 | 24,491,000 | 24,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,706,000 | 4,233,000 | 6,281,000 |
| Interest expense | 510,000 | 1,178,000 | 1,893,000 | 2,917,000 |
| Net interest income | 742,000 | 1,528,000 | 2,340,000 | 3,364,000 |
| Noninterest income | 117,000 | 154,000 | 179,000 | 629,000 |
| Noninterest expense | 1,218,000 | 2,636,000 | 4,195,000 | 5,748,000 |
| Provision for loan losses | 147,000 | 218,000 | 227,000 | 438,000 |
| Pretax income | -506,000 | -1,172,000 | -1,903,000 | -2,193,000 |
| Income tax | -110,000 | -246,000 | -393,000 | -460,000 |
| Net income | -396,000 | -926,000 | -1,510,000 | -1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,069,000 | 23,697,000 | 23,256,000 | 23,215,000 |