Call reports 2022
FIRST BANK OF CENTRAL OHIO — 2022
What FIRST BANK OF CENTRAL OHIO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 92,958,000 | 117,568,000 | 123,820,000 | 113,706,000 |
| Total loans | 49,960,000 | 58,680,000 | 62,461,000 | 71,892,000 |
| Allowance for loan losses | 750,000 | 910,000 | 933,000 | 933,000 |
| Securities available for sale | 0 | 11,887,000 | 11,874,000 | 9,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,548,000 | 92,313,000 | 98,588,000 | 86,265,000 |
| Interest-bearing deposits | 57,717,000 | 81,422,000 | 85,289,000 | 69,501,000 |
| Noninterest-bearing deposits | 9,831,000 | 10,891,000 | 13,299,000 | 16,764,000 |
| Equity capital | 25,314,000 | 25,058,000 | 24,955,000 | 25,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 1,046,000 | 1,943,000 | 3,107,000 |
| Interest expense | 69,000 | 156,000 | 402,000 | 824,000 |
| Net interest income | 340,000 | 890,000 | 1,541,000 | 2,283,000 |
| Noninterest income | 47,000 | 141,000 | 171,000 | 230,000 |
| Noninterest expense | 983,000 | 2,074,000 | 3,181,000 | 4,168,000 |
| Provision for loan losses | 191,000 | 351,000 | 374,000 | 374,000 |
| Pretax income | -787,000 | -1,394,000 | -1,843,000 | -2,029,000 |
| Income tax | -168,000 | -295,000 | -389,000 | -420,000 |
| Net income | -619,000 | -1,099,000 | -1,454,000 | -1,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,819,000 | 24,535,000 | 24,391,000 | 24,516,000 |