Call reports 2021
FIRST BANK OF CENTRAL OHIO — 2021
What FIRST BANK OF CENTRAL OHIO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|
| Total assets | 35,826,000 | 63,282,000 | 82,426,000 |
| Total loans | 12,940,000 | 23,093,000 | 37,245,000 |
| Allowance for loan losses | 194,000 | 346,000 | 559,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 9,113,000 | 37,003,000 | 56,599,000 |
| Interest-bearing deposits | 8,526,000 | 33,733,000 | 48,857,000 |
| Noninterest-bearing deposits | 587,000 | 3,270,000 | 7,742,000 |
| Equity capital | 26,690,000 | 26,213,000 | 25,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|
| Interest income | 62,000 | 228,000 | 484,000 |
| Interest expense | 1,000 | 28,000 | 84,000 |
| Net interest income | 61,000 | 200,000 | 400,000 |
| Noninterest income | 0 | 37,000 | 79,000 |
| Noninterest expense | 524,000 | 1,151,000 | 1,850,000 |
| Provision for loan losses | 194,000 | 346,000 | 559,000 |
| Pretax income | -657,000 | -1,260,000 | -1,930,000 |
| Income tax | -138,000 | -265,000 | -407,000 |
| Net income | -519,000 | -995,000 | -1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|
| Tier 1 capital | 26,690,000 | 26,213,000 | 25,686,000 |