Call reports 2025
FIRST STATE BANK AND TRUST — 2025
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 508,239,000 | 513,967,000 | 511,354,000 | 502,762,000 |
| Total loans | 184,551,000 | 185,922,000 | 187,285,000 | 203,422,000 |
| Allowance for loan losses | 2,131,000 | 2,155,000 | 2,166,000 | 2,366,000 |
| Securities available for sale | 162,084,000 | 166,306,000 | 179,077,000 | 177,460,000 |
| Securities held to maturity | 838,000 | 838,000 | 838,000 | 751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,635,000 | 470,822,000 | 465,308,000 | 455,658,000 |
| Interest-bearing deposits | 322,936,000 | 334,850,000 | 320,524,000 | 309,945,000 |
| Noninterest-bearing deposits | 142,699,000 | 135,972,000 | 144,784,000 | 145,713,000 |
| Equity capital | 38,565,000 | 40,007,000 | 42,868,000 | 43,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,473,000 | 11,311,000 | 17,206,000 | 22,950,000 |
| Interest expense | 973,000 | 1,998,000 | 3,036,000 | 4,033,000 |
| Net interest income | 4,500,000 | 9,313,000 | 14,170,000 | 18,917,000 |
| Noninterest income | 984,000 | 2,084,000 | 3,186,000 | 4,307,000 |
| Noninterest expense | 3,292,000 | 6,774,000 | 10,397,000 | 14,011,000 |
| Provision for loan losses | 21,000 | 77,000 | 78,000 | 233,000 |
| Pretax income | 2,171,000 | 4,563,000 | 6,891,000 | 8,989,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,171,000 | 4,563,000 | 6,891,000 | 8,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,170,000 | 45,062,000 | 45,690,000 | 45,888,000 |
| Total capital | 46,351,000 | 47,250,000 | 47,896,000 | 48,295,000 |
| Risk-weighted assets | 200,274,000 | 199,836,000 | 199,647,000 | 210,714,000 |