Call reports 2024
FIRST STATE BANK AND TRUST — 2024
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 485,292,000 | 483,351,000 | 481,379,000 | 477,603,000 |
| Total loans | 183,650,000 | 188,925,000 | 189,711,000 | 195,231,000 |
| Allowance for loan losses | 2,111,000 | 2,121,000 | 2,196,000 | 2,165,000 |
| Securities available for sale | 175,358,000 | 172,558,000 | 173,730,000 | 178,575,000 |
| Securities held to maturity | 924,000 | 924,000 | 924,000 | 838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,658,000 | 445,886,000 | 440,339,000 | 437,357,000 |
| Interest-bearing deposits | 297,948,000 | 307,920,000 | 309,207,000 | 298,315,000 |
| Noninterest-bearing deposits | 149,710,000 | 137,966,000 | 131,132,000 | 139,042,000 |
| Equity capital | 32,473,000 | 34,064,000 | 38,398,000 | 36,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,521,000 | 11,070,000 | 16,734,000 | 22,269,000 |
| Interest expense | 886,000 | 1,809,000 | 2,810,000 | 3,815,000 |
| Net interest income | 4,635,000 | 9,261,000 | 13,924,000 | 18,454,000 |
| Noninterest income | 977,000 | 1,982,000 | 3,010,000 | 4,156,000 |
| Noninterest expense | 3,208,000 | 6,471,000 | 9,827,000 | 13,143,000 |
| Provision for loan losses | 45,000 | 90,000 | 165,000 | 230,000 |
| Pretax income | 2,359,000 | 4,685,000 | 6,965,000 | 9,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,359,000 | 4,685,000 | 6,965,000 | 9,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,240,000 | 42,766,000 | 42,997,000 | 43,499,000 |
| Total capital | 44,433,000 | 44,966,000 | 45,252,000 | 45,714,000 |
| Risk-weighted assets | 209,133,000 | 207,131,000 | 206,087,000 | 210,519,000 |