Call reports 2020
FIRST STATE BANK AND TRUST — 2020
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 268,634,000 | 282,548,000 | 288,474,000 | 296,110,000 |
| Total loans | 128,544,000 | 131,085,000 | 131,011,000 | 127,592,000 |
| Allowance for loan losses | 838,000 | 940,000 | 935,000 | 991,000 |
| Securities available for sale | 87,068,000 | 89,867,000 | 92,108,000 | 88,584,000 |
| Securities held to maturity | 1,224,000 | 1,224,000 | 1,224,000 | 1,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,770,000 | 250,743,000 | 255,356,000 | 264,407,000 |
| Interest-bearing deposits | 169,709,000 | 172,116,000 | 176,428,000 | 176,419,000 |
| Noninterest-bearing deposits | 69,061,000 | 78,627,000 | 78,928,000 | 87,988,000 |
| Equity capital | 25,097,000 | 26,654,000 | 26,912,000 | 26,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,461,000 | 6,561,000 | 8,593,000 |
| Interest expense | 224,000 | 387,000 | 511,000 | 610,000 |
| Net interest income | 2,029,000 | 4,074,000 | 6,050,000 | 7,983,000 |
| Noninterest income | 750,000 | 2,038,000 | 3,122,000 | 4,371,000 |
| Noninterest expense | 1,864,000 | 3,930,000 | 5,932,000 | 8,370,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 160,000 |
| Pretax income | 915,000 | 2,082,000 | 3,140,000 | 3,824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 915,000 | 2,082,000 | 3,140,000 | 3,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,276,000 | 22,407,000 | 22,705,000 | 22,528,000 |
| Total capital | 23,114,000 | 23,347,000 | 23,640,000 | 23,519,000 |
| Risk-weighted assets | 158,578,000 | 153,703,000 | 159,937,000 | 160,722,000 |