Call reports 2016
FIRST STATE BANK AND TRUST — 2016
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 229,822,000 | 233,725,000 | 234,273,000 | 232,960,000 |
| Total loans | 140,799,000 | 145,055,000 | 141,590,000 | 145,832,000 |
| Allowance for loan losses | 709,000 | 751,000 | 801,000 | 833,000 |
| Securities available for sale | 49,775,000 | 48,567,000 | 44,002,000 | 46,772,000 |
| Securities held to maturity | 3,476,000 | 3,472,000 | 3,467,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,998,000 | 205,859,000 | 205,456,000 | 204,793,000 |
| Interest-bearing deposits | 149,740,000 | 158,295,000 | 156,688,000 | 150,689,000 |
| Noninterest-bearing deposits | 48,258,000 | 47,564,000 | 48,768,000 | 54,104,000 |
| Equity capital | 22,276,000 | 22,846,000 | 22,812,000 | 21,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,711,000 | 5,639,000 | 7,545,000 |
| Interest expense | 68,000 | 123,000 | 176,000 | 227,000 |
| Net interest income | 1,764,000 | 3,588,000 | 5,463,000 | 7,318,000 |
| Noninterest income | 564,000 | 1,086,000 | 1,803,000 | 2,334,000 |
| Noninterest expense | 1,755,000 | 3,332,000 | 5,067,000 | 6,831,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 528,000 | 1,300,000 | 2,195,000 | 2,772,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 528,000 | 1,300,000 | 2,195,000 | 2,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,046,000 | 20,302,000 | 20,606,000 | 20,466,000 |
| Total capital | 20,755,000 | 21,053,000 | 21,407,000 | 21,299,000 |
| Risk-weighted assets | 155,824,000 | 161,799,000 | 158,838,000 | 162,622,000 |