Call reports 2015
FIRST STATE BANK AND TRUST — 2015
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 228,735,000 | 229,158,000 | 226,886,000 | 228,272,000 |
| Total loans | 132,846,000 | 133,632,000 | 133,017,000 | 140,281,000 |
| Allowance for loan losses | 571,000 | 576,000 | 624,000 | 657,000 |
| Securities available for sale | 54,422,000 | 51,188,000 | 48,296,000 | 51,670,000 |
| Securities held to maturity | 6,004,000 | 6,001,000 | 5,998,000 | 4,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,300,000 | 197,397,000 | 199,024,000 | 196,722,000 |
| Interest-bearing deposits | 153,010,000 | 152,929,000 | 154,760,000 | 146,875,000 |
| Noninterest-bearing deposits | 47,290,000 | 44,468,000 | 44,264,000 | 49,847,000 |
| Equity capital | 21,736,000 | 21,375,000 | 21,747,000 | 21,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 3,688,000 | 5,559,000 | 7,668,000 |
| Interest expense | 106,000 | 176,000 | 246,000 | 314,000 |
| Net interest income | 1,794,000 | 3,512,000 | 5,313,000 | 7,354,000 |
| Noninterest income | 489,000 | 1,015,000 | 1,539,000 | 2,104,000 |
| Noninterest expense | 1,590,000 | 3,240,000 | 4,909,000 | 6,627,000 |
| Provision for loan losses | 45,000 | 101,000 | 146,000 | 191,000 |
| Pretax income | 694,000 | 1,232,000 | 1,843,000 | 2,686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 694,000 | 1,232,000 | 1,843,000 | 2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,631,000 | 19,575,000 | 19,691,000 | 20,165,000 |
| Total capital | 20,202,000 | 20,151,000 | 20,315,000 | 20,822,000 |
| Risk-weighted assets | 139,484,000 | 147,291,000 | 144,064,000 | 154,218,000 |