Call reports 2014
FIRST STATE BANK AND TRUST — 2014
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 238,413,000 | 232,855,000 | 231,309,000 | 232,369,000 |
| Total loans | 132,110,000 | 128,573,000 | 130,621,000 | 139,059,000 |
| Allowance for loan losses | 465,000 | 536,000 | 547,000 | 524,000 |
| Securities available for sale | 58,824,000 | 54,512,000 | 58,119,000 | 55,442,000 |
| Securities held to maturity | 7,245,000 | 7,223,000 | 9,117,000 | 7,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,203,000 | 204,176,000 | 201,400,000 | 199,953,000 |
| Interest-bearing deposits | 163,422,000 | 158,799,000 | 158,085,000 | 153,855,000 |
| Noninterest-bearing deposits | 46,781,000 | 45,377,000 | 43,315,000 | 46,098,000 |
| Equity capital | 20,783,000 | 21,431,000 | 21,421,000 | 21,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,431,000 | 4,898,000 | 6,707,000 | 8,701,000 |
| Interest expense | 164,000 | 280,000 | 396,000 | 505,000 |
| Net interest income | 2,267,000 | 4,618,000 | 6,311,000 | 8,196,000 |
| Noninterest income | 425,000 | 849,000 | 1,356,000 | 1,935,000 |
| Noninterest expense | 1,746,000 | 3,370,000 | 4,993,000 | 6,652,000 |
| Provision for loan losses | 56,000 | 128,000 | 181,000 | 210,000 |
| Pretax income | 890,000 | 1,981,000 | 2,505,000 | 3,281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 890,000 | 1,981,000 | 2,505,000 | 3,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,121,000 | 19,476,000 | 19,515,000 | 19,505,000 |
| Total capital | 19,586,000 | 20,012,000 | 20,062,000 | 20,029,000 |
| Risk-weighted assets | 148,986,000 | 144,437,000 | 146,076,000 | 152,524,000 |