Call reports 2013
FIRST STATE BANK AND TRUST — 2013
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 250,429,000 | 243,491,000 | 244,264,000 | 249,177,000 |
| Total loans | 124,542,000 | 129,428,000 | 132,381,000 | 140,372,000 |
| Allowance for loan losses | 89,000 | 240,000 | 310,000 | 406,000 |
| Securities available for sale | 58,291,000 | 61,954,000 | 61,235,000 | 58,478,000 |
| Securities held to maturity | 7,662,000 | 7,855,000 | 7,833,000 | 7,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,466,000 | 217,252,000 | 215,997,000 | 219,338,000 |
| Interest-bearing deposits | 175,851,000 | 172,768,000 | 173,407,000 | 167,699,000 |
| Noninterest-bearing deposits | 48,615,000 | 44,484,000 | 42,590,000 | 51,639,000 |
| Equity capital | 19,363,000 | 19,226,000 | 19,334,000 | 20,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,157,000 | 3,998,000 | 5,865,000 | 7,736,000 |
| Interest expense | 221,000 | 439,000 | 655,000 | 865,000 |
| Net interest income | 1,936,000 | 3,559,000 | 5,210,000 | 6,871,000 |
| Noninterest income | 530,000 | 1,060,000 | 1,504,000 | 2,041,000 |
| Noninterest expense | 1,511,000 | 3,105,000 | 4,602,000 | 6,231,000 |
| Provision for loan losses | 93,000 | 245,000 | 361,000 | 473,000 |
| Pretax income | 862,000 | 1,269,000 | 1,751,000 | 2,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 1,269,000 | 1,751,000 | 2,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,802,000 | 18,869,000 | 18,945,000 | 18,917,000 |
| Total capital | 18,891,000 | 19,109,000 | 19,255,000 | 19,323,000 |
| Risk-weighted assets | 138,825,000 | 144,753,000 | 145,944,000 | 160,539,000 |