Call reports 2012
FIRST STATE BANK AND TRUST — 2012
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 229,878,000 | 230,749,000 | 235,914,000 | 248,466,000 |
| Total loans | 127,248,000 | 129,082,000 | 127,048,000 | 139,087,000 |
| Allowance for loan losses | 2,029,000 | 2,079,000 | 2,188,000 | 0 |
| Securities available for sale | 59,665,000 | 59,097,000 | 61,811,000 | 57,439,000 |
| Securities held to maturity | 9,311,000 | 9,306,000 | 8,801,000 | 8,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,453,000 | 201,651,000 | 206,830,000 | 223,067,000 |
| Interest-bearing deposits | 161,847,000 | 163,940,000 | 167,415,000 | 169,144,000 |
| Noninterest-bearing deposits | 38,606,000 | 37,711,000 | 39,415,000 | 53,923,000 |
| Equity capital | 21,973,000 | 21,243,000 | 21,535,000 | 18,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,280,000 | 6,290,000 | 8,186,000 |
| Interest expense | 274,000 | 535,000 | 780,000 | 1,017,000 |
| Net interest income | 1,957,000 | 3,745,000 | 5,510,000 | 7,169,000 |
| Noninterest income | 541,000 | 1,086,000 | 1,689,000 | 2,349,000 |
| Noninterest expense | 1,557,000 | 3,187,000 | 4,841,000 | 6,521,000 |
| Provision for loan losses | 60,000 | 150,000 | 280,000 | 340,000 |
| Pretax income | 930,000 | 1,543,000 | 2,127,000 | 4,206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 930,000 | 1,543,000 | 2,127,000 | 4,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,349,000 | 19,626,000 | 19,872,000 | 18,325,000 |
| Total capital | 22,058,000 | 21,332,000 | 21,560,000 | 18,325,000 |
| Risk-weighted assets | 136,371,000 | 136,148,000 | 134,514,000 | 150,515,000 |