Call reports 2010
FIRST STATE BANK AND TRUST — 2010
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 220,272,000 | 216,761,000 | 224,698,000 | 223,280,000 |
| Total loans | 143,402,000 | 142,234,000 | 140,236,000 | 143,143,000 |
| Allowance for loan losses | 1,324,000 | 1,571,000 | 1,764,000 | 1,929,000 |
| Securities available for sale | 55,543,000 | 54,645,000 | 51,431,000 | 56,463,000 |
| Securities held to maturity | 518,000 | 518,000 | 518,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,964,000 | 185,998,000 | 192,995,000 | 193,162,000 |
| Interest-bearing deposits | 152,630,000 | 155,789,000 | 162,726,000 | 161,097,000 |
| Noninterest-bearing deposits | 28,334,000 | 30,209,000 | 30,269,000 | 32,065,000 |
| Equity capital | 21,708,000 | 22,179,000 | 22,860,000 | 21,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,144,000 | 7,706,000 | 10,107,000 |
| Interest expense | 554,000 | 1,093,000 | 1,625,000 | 2,126,000 |
| Net interest income | 2,020,000 | 4,051,000 | 6,081,000 | 7,981,000 |
| Noninterest income | 400,000 | 875,000 | 1,455,000 | 2,041,000 |
| Noninterest expense | 1,641,000 | 3,325,000 | 4,977,000 | 6,678,000 |
| Provision for loan losses | 120,000 | 400,000 | 643,000 | 1,023,000 |
| Pretax income | 659,000 | 1,201,000 | 1,942,000 | 2,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 659,000 | 1,201,000 | 1,942,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,836,000 | 19,942,000 | 20,432,000 | 19,632,000 |
| Total capital | 21,160,000 | 21,513,000 | 22,196,000 | 21,503,000 |
| Risk-weighted assets | 149,877,000 | 146,978,000 | 145,395,000 | 149,654,000 |