Call reports 2009
FIRST STATE BANK AND TRUST — 2009
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 207,621,000 | 214,780,000 | 215,770,000 | 221,068,000 |
| Total loans | 134,922,000 | 134,704,000 | 141,003,000 | 147,303,000 |
| Allowance for loan losses | 1,083,000 | 1,118,000 | 1,108,000 | 1,237,000 |
| Securities available for sale | 54,379,000 | 48,306,000 | 54,159,000 | 53,262,000 |
| Securities held to maturity | 659,000 | 659,000 | 659,000 | 518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,033,000 | 184,278,000 | 184,017,000 | 187,206,000 |
| Interest-bearing deposits | 144,141,000 | 155,558,000 | 155,972,000 | 153,870,000 |
| Noninterest-bearing deposits | 26,892,000 | 28,720,000 | 28,045,000 | 33,336,000 |
| Equity capital | 19,876,000 | 20,303,000 | 21,286,000 | 20,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,666,000 | 5,256,000 | 7,790,000 | 10,415,000 |
| Interest expense | 804,000 | 1,531,000 | 2,217,000 | 2,831,000 |
| Net interest income | 1,862,000 | 3,725,000 | 5,573,000 | 7,584,000 |
| Noninterest income | 689,000 | 1,183,000 | 1,613,000 | 2,082,000 |
| Noninterest expense | 1,625,000 | 3,275,000 | 4,981,000 | 6,679,000 |
| Provision for loan losses | 1,760,000 | 1,820,000 | 1,890,000 | 2,198,000 |
| Pretax income | -834,000 | -187,000 | 287,000 | 761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -834,000 | -187,000 | 287,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,784,000 | 19,175,000 | 19,312,000 | 19,317,000 |
| Total capital | 19,867,000 | 20,293,000 | 20,420,000 | 20,554,000 |
| Risk-weighted assets | 140,095,000 | 141,177,000 | 144,082,000 | 153,780,000 |