Call reports 2008
FIRST STATE BANK AND TRUST — 2008
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 206,737,000 | 210,551,000 | 217,072,000 | 222,967,000 |
| Total loans | 118,432,000 | 127,490,000 | 135,181,000 | 144,160,000 |
| Allowance for loan losses | 867,000 | 884,000 | 918,000 | 1,017,000 |
| Securities available for sale | 69,188,000 | 63,657,000 | 60,949,000 | 58,445,000 |
| Securities held to maturity | 792,000 | 792,000 | 792,000 | 659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,793,000 | 170,398,000 | 177,115,000 | 185,910,000 |
| Interest-bearing deposits | 151,287,000 | 146,221,000 | 152,537,000 | 156,743,000 |
| Noninterest-bearing deposits | 24,506,000 | 24,177,000 | 24,578,000 | 29,167,000 |
| Equity capital | 19,058,000 | 17,693,000 | 18,353,000 | 19,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,844,000 | 5,619,000 | 8,441,000 | 11,259,000 |
| Interest expense | 1,250,000 | 2,263,000 | 3,224,000 | 4,191,000 |
| Net interest income | 1,594,000 | 3,356,000 | 5,217,000 | 7,068,000 |
| Noninterest income | 393,000 | 720,000 | 1,106,000 | 1,499,000 |
| Noninterest expense | 1,339,000 | 2,705,000 | 4,154,000 | 5,693,000 |
| Provision for loan losses | 21,000 | 42,000 | 88,000 | 200,000 |
| Pretax income | 691,000 | 1,393,000 | 2,145,000 | 2,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 691,000 | 1,393,000 | 2,145,000 | 2,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,917,000 | 17,978,000 | 18,382,000 | 18,683,000 |
| Total capital | 18,784,000 | 18,862,000 | 19,300,000 | 19,700,000 |
| Risk-weighted assets | 127,227,000 | 134,224,000 | 143,165,000 | 148,413,000 |