Call reports 2026
FIRST FARMERS & MERCHANTS STATE BANK — 2026
What FIRST FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 96,583,000 | 96,410,000 |
| Total loans | 69,920,000 | 70,785,000 |
| Allowance for loan losses | 1,164,000 | 931,000 |
| Securities available for sale | 19,245,000 | 19,261,000 |
| Securities held to maturity | 539,000 | 539,000 |
| Trading assets | 0 | 0 |
| Total deposits | 86,693,000 | 85,692,000 |
| Interest-bearing deposits | 70,617,000 | 68,963,000 |
| Noninterest-bearing deposits | 16,076,000 | 16,729,000 |
| Equity capital | 9,265,000 | 10,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,228,000 | 2,496,000 |
| Interest expense | 256,000 | 507,000 |
| Net interest income | 972,000 | 1,989,000 |
| Noninterest income | 64,000 | 132,000 |
| Noninterest expense | 560,000 | 1,148,000 |
| Provision for loan losses | 75,000 | 105,000 |
| Pretax income | 401,000 | 868,000 |
| Income tax | 180,000 | 304,000 |
| Net income | 221,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,275,000 | 11,012,000 |
| Total capital | 11,251,000 | 11,953,000 |
| Risk-weighted assets | 77,908,000 | 79,567,000 |