Call report 2025Q4
FIRST FARMERS & MERCHANTS STATE BANK — 2025Q4
The 22 measures FIRST FARMERS & MERCHANTS STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,113,000 | USD | evidence → |
| Total loans | 73,167,000 | USD | evidence → |
| Allowance for loan losses | 1,097,000 | USD | evidence → |
| Securities available for sale | 16,244,000 | USD | evidence → |
| Securities held to maturity | 575,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,514,000 | USD | evidence → |
| Interest-bearing deposits | 66,611,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,903,000 | USD | evidence → |
| Equity capital | 9,576,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,945,000 | USD | evidence → |
| Interest expense | 1,225,000 | USD | evidence → |
| Net interest income | 3,720,000 | USD | evidence → |
| Noninterest income | 264,000 | USD | evidence → |
| Noninterest expense | 2,414,000 | USD | evidence → |
| Provision for loan losses | 982,000 | USD | evidence → |
| Pretax income | 588,000 | USD | evidence → |
| Income tax | 225,000 | USD | evidence → |
| Net income | 363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,447,000 | USD | evidence → |
| Total capital | 11,458,000 | USD | evidence → |
| Risk-weighted assets | 80,753,000 | USD | evidence → |