Call report 2024Q4
FIRST FARMERS & MERCHANTS STATE BANK — 2024Q4
The 22 measures FIRST FARMERS & MERCHANTS STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,611,000 | USD | evidence → |
| Total loans | 75,236,000 | USD | evidence → |
| Allowance for loan losses | 820,000 | USD | evidence → |
| Securities available for sale | 18,455,000 | USD | evidence → |
| Securities held to maturity | 575,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,939,000 | USD | evidence → |
| Interest-bearing deposits | 64,016,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,923,000 | USD | evidence → |
| Equity capital | 8,760,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,052,000 | USD | evidence → |
| Interest expense | 1,727,000 | USD | evidence → |
| Net interest income | 3,325,000 | USD | evidence → |
| Noninterest income | 337,000 | USD | evidence → |
| Noninterest expense | 2,515,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,022,000 | USD | evidence → |
| Income tax | 364,000 | USD | evidence → |
| Net income | 658,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,234,000 | USD | evidence → |
| Total capital | 11,064,000 | USD | evidence → |
| Risk-weighted assets | 85,910,000 | USD | evidence → |