Call reports 2006
FIRST FARMERS & MERCHANTS STATE BANK — 2006
What FIRST FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 65,852,000 | 66,638,000 | 63,737,000 | 65,102,000 |
| Total loans | 49,793,000 | 50,844,000 | 48,648,000 | 47,586,000 |
| Allowance for loan losses | 549,000 | 592,000 | 637,000 | 638,000 |
| Securities available for sale | 11,976,000 | 11,920,000 | 12,125,000 | 13,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,730,000 | 54,522,000 | 52,231,000 | 53,274,000 |
| Interest-bearing deposits | 46,798,000 | 47,596,000 | 45,494,000 | 45,976,000 |
| Noninterest-bearing deposits | 6,933,000 | 6,927,000 | 6,737,000 | 7,297,000 |
| Equity capital | 8,494,000 | 8,442,000 | 8,775,000 | 9,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,270,000 | 3,479,000 | 4,647,000 |
| Interest expense | 295,000 | 642,000 | 1,025,000 | 1,394,000 |
| Net interest income | 803,000 | 1,628,000 | 2,454,000 | 3,253,000 |
| Noninterest income | 109,000 | 212,000 | 332,000 | 437,000 |
| Noninterest expense | 540,000 | 1,072,000 | 1,678,000 | 2,222,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 327,000 | 678,000 | 973,000 | 1,333,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 326,000 | 677,000 | 972,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,469,000 | 8,558,000 | 8,673,000 | 8,902,000 |
| Total capital | 9,018,000 | 9,150,000 | 9,310,000 | 9,540,000 |
| Risk-weighted assets | 55,577,000 | 57,213,000 | 55,326,000 | 54,068,000 |
Machine access — free, no API key
Every figure shown here about FIRST FARMERS & MERCHANTS STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.