Call reports 2013
BANK @LANTEC — 2013
What BANK @LANTEC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,911,000 | 98,461,000 | 95,750,000 | 95,537,000 |
| Total loans | 71,674,000 | 71,616,000 | 73,975,000 | 76,148,000 |
| Allowance for loan losses | 667,000 | 666,000 | 666,000 | 666,000 |
| Securities available for sale | 9,819,000 | 8,680,000 | 7,661,000 | 7,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,130,000 | 80,779,000 | 78,014,000 | 77,829,000 |
| Interest-bearing deposits | 77,410,000 | 74,065,000 | 71,423,000 | 71,171,000 |
| Noninterest-bearing deposits | 6,720,000 | 6,714,000 | 6,591,000 | 6,658,000 |
| Equity capital | 12,308,000 | 12,301,000 | 12,256,000 | 12,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,749,000 | 2,645,000 | 3,553,000 |
| Interest expense | 158,000 | 305,000 | 432,000 | 537,000 |
| Net interest income | 736,000 | 1,444,000 | 2,213,000 | 3,016,000 |
| Noninterest income | 184,000 | 375,000 | 532,000 | 626,000 |
| Noninterest expense | 846,000 | 1,692,000 | 2,555,000 | 3,480,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 231,000 | 294,000 | 266,000 |
| Income tax | 62,000 | 81,000 | 106,000 | 93,000 |
| Net income | 116,000 | 150,000 | 188,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,144,000 | 11,186,000 | 11,249,000 | 11,175,000 |
| Total capital | 11,811,000 | 11,851,000 | 11,915,000 | 11,841,000 |
| Risk-weighted assets | 67,875,000 | 66,570,000 | 68,547,000 | 68,905,000 |