Call reports 2024
NORTHSTAR BANK — 2024
What NORTHSTAR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 982,667,000 | 977,161,000 | 1,026,748,000 | 1,023,550,000 |
| Total loans | 778,599,000 | 803,741,000 | 852,490,000 | 865,271,000 |
| Allowance for loan losses | 9,128,000 | 10,302,000 | 10,659,000 | 10,727,000 |
| Securities available for sale | 93,919,000 | 83,678,000 | 85,396,000 | 81,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,709,000 | 5,621,000 | 3,141,000 | 4,618,000 |
| Total deposits | 882,549,000 | 878,134,000 | 921,225,000 | 907,297,000 |
| Interest-bearing deposits | 674,147,000 | 660,453,000 | 701,058,000 | 682,228,000 |
| Noninterest-bearing deposits | 208,402,000 | 217,681,000 | 220,167,000 | 225,069,000 |
| Equity capital | 84,103,000 | 85,598,000 | 91,680,000 | 86,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,713,000 | 25,938,000 | 39,688,000 | 53,618,000 |
| Interest expense | 4,234,000 | 8,612,000 | 12,977,000 | 17,070,000 |
| Net interest income | 8,479,000 | 17,326,000 | 26,711,000 | 36,548,000 |
| Noninterest income | 1,511,000 | 3,096,000 | 4,688,000 | 6,461,000 |
| Noninterest expense | 6,019,000 | 12,502,000 | 18,989,000 | 25,672,000 |
| Provision for loan losses | 0 | 1,170,000 | 1,505,000 | 1,585,000 |
| Pretax income | 3,945,000 | 6,713,000 | 10,929,000 | 15,735,000 |
| Income tax | 780,000 | 1,313,000 | 2,123,000 | 3,028,000 |
| Net income | 3,165,000 | 5,400,000 | 8,806,000 | 12,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,912,000 | 93,146,000 | 96,263,000 | 92,589,000 |