Call reports 2023
NORTHSTAR BANK — 2023
What NORTHSTAR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 916,222,000 | 934,861,000 | 956,243,000 | 962,300,000 |
| Total loans | 755,262,000 | 773,208,000 | 780,776,000 | 786,532,000 |
| Allowance for loan losses | 8,613,000 | 8,977,000 | 9,110,000 | 9,161,000 |
| Securities available for sale | 96,640,000 | 95,778,000 | 92,837,000 | 91,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,063,000 | 6,134,000 | 7,345,000 | 4,919,000 |
| Total deposits | 806,869,000 | 812,618,000 | 852,380,000 | 859,599,000 |
| Interest-bearing deposits | 582,917,000 | 599,951,000 | 640,503,000 | 640,924,000 |
| Noninterest-bearing deposits | 223,952,000 | 212,667,000 | 211,877,000 | 218,675,000 |
| Equity capital | 76,811,000 | 80,455,000 | 82,427,000 | 82,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,967,000 | 22,826,000 | 35,173,000 | 47,780,000 |
| Interest expense | 2,137,000 | 5,349,000 | 9,142,000 | 13,149,000 |
| Net interest income | 8,830,000 | 17,477,000 | 26,031,000 | 34,631,000 |
| Noninterest income | 1,471,000 | 3,061,000 | 4,597,000 | 6,051,000 |
| Noninterest expense | 5,746,000 | 11,633,000 | 17,635,000 | 23,361,000 |
| Provision for loan losses | 22,000 | 386,000 | 536,000 | 586,000 |
| Pretax income | 4,535,000 | 8,534,000 | 12,442,000 | 16,759,000 |
| Income tax | 920,000 | 1,721,000 | 2,495,000 | 3,344,000 |
| Net income | 3,615,000 | 6,813,000 | 9,947,000 | 13,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,646,000 | 87,551,000 | 90,386,000 | 88,043,000 |