Call reports 2022
NORTHSTAR BANK — 2022
What NORTHSTAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 925,339,000 | 901,092,000 | 909,215,000 | 911,313,000 |
| Total loans | 658,383,000 | 671,311,000 | 701,661,000 | 749,297,000 |
| Allowance for loan losses | 9,605,000 | 9,837,000 | 9,966,000 | 11,052,000 |
| Securities available for sale | 96,520,000 | 107,536,000 | 102,892,000 | 98,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,522,000 | 4,255,000 | 6,900,000 | 6,319,000 |
| Total deposits | 844,513,000 | 817,719,000 | 820,983,000 | 796,292,000 |
| Interest-bearing deposits | 600,293,000 | 559,046,000 | 562,705,000 | 541,137,000 |
| Noninterest-bearing deposits | 244,220,000 | 258,673,000 | 258,278,000 | 255,155,000 |
| Equity capital | 72,846,000 | 73,306,000 | 74,424,000 | 71,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,852,000 | 14,590,000 | 23,465,000 | 33,665,000 |
| Interest expense | 138,000 | 257,000 | 662,000 | 1,980,000 |
| Net interest income | 6,714,000 | 14,333,000 | 22,803,000 | 31,685,000 |
| Noninterest income | 1,422,000 | 2,827,000 | 4,247,000 | 5,589,000 |
| Noninterest expense | 5,265,000 | 10,633,000 | 16,142,000 | 21,896,000 |
| Provision for loan losses | 255,000 | 455,000 | 693,000 | 1,723,000 |
| Pretax income | 2,524,000 | 5,939,000 | 10,045,000 | 13,427,000 |
| Income tax | 491,000 | 1,164,000 | 1,984,000 | 2,651,000 |
| Net income | 2,033,000 | 4,775,000 | 8,061,000 | 10,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,388,000 | 76,914,000 | 79,960,000 | 78,907,000 |
| Total capital | 83,182,000 | 85,924,000 | — | — |
| Risk-weighted assets | 702,748,000 | 719,935,000 | — | — |