Call reports 2021
NORTHSTAR BANK — 2021
What NORTHSTAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 851,849,000 | 859,371,000 | 900,599,000 | 913,384,000 |
| Total loans | 591,307,000 | 581,483,000 | 580,109,000 | 638,542,000 |
| Allowance for loan losses | 10,042,000 | 10,084,000 | 8,623,000 | 9,282,000 |
| Securities available for sale | 53,542,000 | 57,618,000 | 64,160,000 | 84,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,283,000 | 2,237,000 | 1,556,000 | 849,000 |
| Total deposits | 776,569,000 | 780,673,000 | 819,676,000 | 832,944,000 |
| Interest-bearing deposits | 540,728,000 | 526,398,000 | 565,625,000 | 592,405,000 |
| Noninterest-bearing deposits | 235,841,000 | 254,275,000 | 254,051,000 | 240,539,000 |
| Equity capital | 71,054,000 | 73,514,000 | 75,713,000 | 76,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,660,000 | 13,377,000 | 19,901,000 | 26,668,000 |
| Interest expense | 390,000 | 662,000 | 911,000 | 1,101,000 |
| Net interest income | 6,270,000 | 12,715,000 | 18,990,000 | 25,567,000 |
| Noninterest income | 1,355,000 | 2,667,000 | 3,987,000 | 5,165,000 |
| Noninterest expense | 4,998,000 | 10,013,000 | 15,121,000 | 20,431,000 |
| Provision for loan losses | 0 | 0 | -1,500,000 | -950,000 |
| Pretax income | 2,592,000 | 5,341,000 | 9,330,000 | 11,193,000 |
| Income tax | 506,000 | 1,042,000 | 1,842,000 | 2,228,000 |
| Net income | 2,086,000 | 4,299,000 | 7,488,000 | 8,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,029,000 | 69,245,000 | 71,789,000 | 72,559,000 |
| Total capital | — | — | 79,184,000 | 80,996,000 |
| Risk-weighted assets | — | — | 590,401,000 | 674,114,000 |