Call reports 2020
NORTHSTAR BANK — 2020
What NORTHSTAR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 670,236,000 | 737,435,000 | 776,968,000 | 802,017,000 |
| Total loans | 529,036,000 | 573,710,000 | 579,566,000 | 602,991,000 |
| Allowance for loan losses | 8,519,000 | 9,857,000 | 9,994,000 | 10,037,000 |
| Securities available for sale | 54,296,000 | 46,885,000 | 47,926,000 | 48,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,763,000 | 2,873,000 | 2,714,000 | 2,448,000 |
| Total deposits | 597,968,000 | 663,069,000 | 702,795,000 | 727,035,000 |
| Interest-bearing deposits | 450,518,000 | 460,433,000 | 508,043,000 | 504,981,000 |
| Noninterest-bearing deposits | 147,450,000 | 202,636,000 | 194,752,000 | 222,054,000 |
| Equity capital | 66,447,000 | 67,006,000 | 68,329,000 | 69,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,790,000 | 13,618,000 | 19,891,000 | 26,711,000 |
| Interest expense | 798,000 | 1,441,000 | 1,969,000 | 2,410,000 |
| Net interest income | 5,992,000 | 12,177,000 | 17,922,000 | 24,301,000 |
| Noninterest income | 1,307,000 | 2,700,000 | 4,293,000 | 5,972,000 |
| Noninterest expense | 5,187,000 | 10,131,000 | 15,335,000 | 20,640,000 |
| Provision for loan losses | 496,000 | 1,896,000 | 2,091,000 | 2,091,000 |
| Pretax income | 1,616,000 | 2,881,000 | 4,821,000 | 7,568,000 |
| Income tax | 307,000 | 549,000 | 938,000 | 1,497,000 |
| Net income | 1,309,000 | 2,332,000 | 3,883,000 | 6,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,369,000 | 62,150,000 | 63,480,000 | 64,945,000 |