Call reports 2019
NORTHSTAR BANK — 2019
What NORTHSTAR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 649,760,000 | 632,537,000 | 666,571,000 | 650,192,000 |
| Total loans | 499,628,000 | 514,961,000 | 515,279,000 | 510,603,000 |
| Allowance for loan losses | 8,211,000 | 8,333,000 | 8,320,000 | 8,147,000 |
| Securities available for sale | 62,514,000 | 59,528,000 | 56,524,000 | 56,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 607,000 | 1,319,000 | 1,449,000 | 1,068,000 |
| Total deposits | 571,228,000 | 550,927,000 | 584,342,000 | 571,619,000 |
| Interest-bearing deposits | 442,645,000 | 416,247,000 | 440,883,000 | 414,564,000 |
| Noninterest-bearing deposits | 128,583,000 | 134,680,000 | 143,459,000 | 157,055,000 |
| Equity capital | 65,682,000 | 68,189,000 | 67,934,000 | 64,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,935,000 | 15,332,000 | 23,068,000 | 30,171,000 |
| Interest expense | 911,000 | 1,860,000 | 2,819,000 | 3,770,000 |
| Net interest income | 7,024,000 | 13,472,000 | 20,249,000 | 26,401,000 |
| Noninterest income | 995,000 | 2,062,000 | 3,253,000 | 4,353,000 |
| Noninterest expense | 4,874,000 | 9,809,000 | 14,754,000 | 20,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,145,000 | 5,725,000 | 8,758,000 | 10,689,000 |
| Income tax | -1,340,000 | -810,000 | -196,000 | 983,000 |
| Net income | 4,485,000 | 6,535,000 | 8,954,000 | 9,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,692,000 | 64,244,000 | 63,777,000 | 60,274,000 |
| Total capital | 69,442,000 | 71,039,000 | 70,602,000 | 67,117,000 |
| Risk-weighted assets | 538,521,000 | 541,930,000 | 544,474,000 | 546,054,000 |