Call reports 2018
NORTHSTAR BANK — 2018
What NORTHSTAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 658,989,000 | 631,477,000 | 647,533,000 | 628,529,000 |
| Total loans | 499,350,000 | 511,506,000 | 498,995,000 | 496,061,000 |
| Allowance for loan losses | 8,380,000 | 8,385,000 | 8,070,000 | 8,048,000 |
| Securities available for sale | 55,052,000 | 62,751,000 | 64,213,000 | 65,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,033,000 | 1,355,000 | 1,673,000 | 850,000 |
| Total deposits | 586,367,000 | 556,339,000 | 572,492,000 | 553,112,000 |
| Interest-bearing deposits | 451,153,000 | 423,503,000 | 443,830,000 | 418,693,000 |
| Noninterest-bearing deposits | 135,214,000 | 132,836,000 | 128,662,000 | 134,419,000 |
| Equity capital | 59,400,000 | 60,653,000 | 60,844,000 | 61,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,473,000 | 13,398,000 | 20,330,000 | 27,520,000 |
| Interest expense | 703,000 | 1,404,000 | 2,168,000 | 3,003,000 |
| Net interest income | 5,770,000 | 11,994,000 | 18,162,000 | 24,517,000 |
| Noninterest income | 1,037,000 | 2,123,000 | 3,210,000 | 4,275,000 |
| Noninterest expense | 5,260,000 | 10,327,000 | 15,617,000 | 20,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,547,000 | 3,790,000 | 5,755,000 | 7,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,547,000 | 3,790,000 | 5,755,000 | 7,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,069,000 | 58,492,000 | 59,279,000 | 59,042,000 |
| Total capital | 63,539,000 | 65,199,000 | 65,894,000 | 65,670,000 |
| Risk-weighted assets | 515,741,000 | 534,804,000 | 527,744,000 | 528,766,000 |