Call reports 2017
NORTHSTAR BANK — 2017
What NORTHSTAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 610,770,000 | 596,126,000 | 634,232,000 | 637,553,000 |
| Total loans | 516,630,000 | 521,434,000 | 514,702,000 | 507,073,000 |
| Allowance for loan losses | 8,184,000 | 8,383,000 | 8,262,000 | 8,172,000 |
| Securities available for sale | 38,860,000 | 37,471,000 | 36,753,000 | 41,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 140,000 | 798,000 | 824,000 | 288,000 |
| Total deposits | 542,299,000 | 524,715,000 | 561,386,000 | 564,298,000 |
| Interest-bearing deposits | 435,652,000 | 412,976,000 | 446,605,000 | 431,193,000 |
| Noninterest-bearing deposits | 106,647,000 | 111,739,000 | 114,781,000 | 133,105,000 |
| Equity capital | 56,375,000 | 58,348,000 | 59,330,000 | 59,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,908,000 | 12,352,000 | 18,800,000 | 25,262,000 |
| Interest expense | 558,000 | 1,143,000 | 1,779,000 | 2,467,000 |
| Net interest income | 5,350,000 | 11,209,000 | 17,021,000 | 22,795,000 |
| Noninterest income | 964,000 | 1,932,000 | 2,947,000 | 3,983,000 |
| Noninterest expense | 4,672,000 | 9,346,000 | 14,140,000 | 19,166,000 |
| Provision for loan losses | 0 | -1,077,000 | -1,077,000 | -1,077,000 |
| Pretax income | 1,642,000 | 4,872,000 | 6,905,000 | 8,689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,642,000 | 4,872,000 | 6,905,000 | 8,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,070,000 | 54,701,000 | 55,687,000 | 56,234,000 |
| Total capital | 59,841,000 | 61,577,000 | 62,515,000 | 63,137,000 |
| Risk-weighted assets | 540,228,000 | 549,268,000 | 544,779,000 | 550,974,000 |