Call reports 2014
NORTHSTAR BANK — 2014
What NORTHSTAR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 472,896,000 | 475,182,000 | 487,456,000 | 484,982,000 |
| Total loans | 393,005,000 | 403,340,000 | 422,148,000 | 417,713,000 |
| Allowance for loan losses | 8,786,000 | 8,658,000 | 8,687,000 | 8,635,000 |
| Securities available for sale | 38,508,000 | 37,891,000 | 37,024,000 | 35,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 101,000 | 116,000 | 93,000 | 110,000 |
| Total deposits | 398,300,000 | 392,925,000 | 415,820,000 | 417,603,000 |
| Interest-bearing deposits | 331,807,000 | 318,913,000 | 345,510,000 | 338,351,000 |
| Noninterest-bearing deposits | 66,493,000 | 74,012,000 | 70,310,000 | 79,252,000 |
| Equity capital | 47,670,000 | 48,440,000 | 49,079,000 | 49,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,133,000 | 10,311,000 | 15,689,000 | 21,148,000 |
| Interest expense | 547,000 | 1,103,000 | 1,684,000 | 2,276,000 |
| Net interest income | 4,586,000 | 9,208,000 | 14,005,000 | 18,872,000 |
| Noninterest income | 698,000 | 1,463,000 | 2,237,000 | 3,074,000 |
| Noninterest expense | 3,914,000 | 7,797,000 | 11,815,000 | 15,877,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,370,000 | 2,874,000 | 4,427,000 | 6,069,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,370,000 | 2,874,000 | 4,427,000 | 6,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,357,000 | 45,005,000 | 45,750,000 | 45,586,000 |
| Total capital | 49,117,000 | 49,946,000 | 50,964,000 | 50,779,000 |
| Risk-weighted assets | 376,739,000 | 391,586,000 | 413,637,000 | 411,980,000 |