Call reports 2013
NORTHSTAR BANK — 2013
What NORTHSTAR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 249,763,000 | 251,850,000 | 272,439,000 | 461,291,000 |
| Total loans | 202,518,000 | 209,091,000 | 232,418,000 | 389,922,000 |
| Allowance for loan losses | 4,366,000 | 4,370,000 | 4,338,000 | 8,800,000 |
| Securities available for sale | 21,888,000 | 21,025,000 | 16,362,000 | 39,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 242,000 | 145,000 | 125,000 | 90,000 |
| Total deposits | 220,970,000 | 215,801,000 | 236,738,000 | 392,361,000 |
| Interest-bearing deposits | 180,320,000 | 172,514,000 | 181,117,000 | 311,583,000 |
| Noninterest-bearing deposits | 40,650,000 | 43,287,000 | 55,621,000 | 80,778,000 |
| Equity capital | 26,645,000 | 26,011,000 | 25,964,000 | 46,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,803,000 | 5,580,000 | 8,559,000 | 19,968,000 |
| Interest expense | 357,000 | 704,000 | 1,031,000 | 2,515,000 |
| Net interest income | 2,446,000 | 4,876,000 | 7,528,000 | 17,453,000 |
| Noninterest income | 738,000 | 1,489,000 | 2,251,000 | 3,865,000 |
| Noninterest expense | 2,203,000 | 4,480,000 | 6,985,000 | 14,846,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,458,000 |
| Pretax income | 981,000 | 1,891,000 | 2,771,000 | 7,799,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 981,000 | 1,891,000 | 2,771,000 | 7,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,612,000 | 22,279,000 | 22,391,000 | 43,763,000 |
| Total capital | 25,024,000 | 24,784,000 | 25,171,000 | 48,570,000 |
| Risk-weighted assets | 191,015,000 | 198,558,000 | 220,837,000 | 380,593,000 |