Call reports 2012
NORTHSTAR BANK — 2012
What NORTHSTAR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 246,745,000 | 244,874,000 | 242,305,000 | 250,855,000 |
| Total loans | 200,068,000 | 198,939,000 | 195,765,000 | 205,356,000 |
| Allowance for loan losses | 5,255,000 | 4,738,000 | 4,493,000 | 4,370,000 |
| Securities available for sale | 20,294,000 | 25,213,000 | 24,111,000 | 23,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 187,000 | 274,000 | 293,000 | 253,000 |
| Total deposits | 214,450,000 | 210,182,000 | 210,617,000 | 218,510,000 |
| Interest-bearing deposits | 182,441,000 | 175,149,000 | 174,722,000 | 173,463,000 |
| Noninterest-bearing deposits | 32,009,000 | 35,033,000 | 35,895,000 | 45,047,000 |
| Equity capital | 24,931,000 | 25,442,000 | 26,093,000 | 26,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,067,000 | 6,412,000 | 9,434,000 | 12,347,000 |
| Interest expense | 604,000 | 1,186,000 | 1,743,000 | 2,188,000 |
| Net interest income | 2,463,000 | 5,226,000 | 7,691,000 | 10,159,000 |
| Noninterest income | 309,000 | 663,000 | 1,110,000 | 1,548,000 |
| Noninterest expense | 1,860,000 | 3,674,000 | 5,524,000 | 7,351,000 |
| Provision for loan losses | 0 | -379,000 | -379,000 | -379,000 |
| Pretax income | 993,000 | 2,675,000 | 3,737,000 | 4,816,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 993,000 | 2,675,000 | 3,737,000 | 4,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,971,000 | 21,439,000 | 21,961,000 | 22,832,000 |
| Total capital | 23,292,000 | 23,798,000 | 24,280,000 | 25,282,000 |
| Risk-weighted assets | 182,741,000 | 186,369,000 | 183,336,000 | 194,070,000 |