Call reports 2011
NORTHSTAR BANK — 2011
What NORTHSTAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 235,019,000 | 232,852,000 | 237,895,000 | 238,325,000 |
| Total loans | 194,052,000 | 201,442,000 | 201,002,000 | 201,248,000 |
| Allowance for loan losses | 5,874,000 | 5,898,000 | 4,994,000 | 5,626,000 |
| Securities available for sale | 17,076,000 | 12,399,000 | 13,050,000 | 14,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 211,000 | 214,000 |
| Total deposits | 202,473,000 | 192,360,000 | 204,159,000 | 205,690,000 |
| Interest-bearing deposits | 171,206,000 | 163,928,000 | 174,386,000 | 169,700,000 |
| Noninterest-bearing deposits | 31,267,000 | 28,432,000 | 29,773,000 | 35,990,000 |
| Equity capital | 25,470,000 | 24,874,000 | 26,258,000 | 25,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,227,000 | 6,521,000 | 9,776,000 | 12,979,000 |
| Interest expense | 694,000 | 1,344,000 | 1,999,000 | 2,655,000 |
| Net interest income | 2,533,000 | 5,177,000 | 7,777,000 | 10,324,000 |
| Noninterest income | 285,000 | 592,000 | 841,000 | 956,000 |
| Noninterest expense | 1,782,000 | 3,580,000 | 5,464,000 | 7,247,000 |
| Provision for loan losses | 500,000 | 750,000 | 251,000 | 981,000 |
| Pretax income | 536,000 | 1,468,000 | 2,932,000 | 3,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 536,000 | 1,468,000 | 2,932,000 | 3,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,569,000 | 20,868,000 | 22,200,000 | 21,191,000 |
| Total capital | 23,783,000 | 23,170,000 | 24,514,000 | 23,501,000 |
| Risk-weighted assets | 173,437,000 | 180,462,000 | 182,433,000 | 181,480,000 |