Call reports 2008
NORTHSTAR BANK — 2008
What NORTHSTAR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 248,711,000 | 242,080,000 | 244,350,000 | 250,873,000 |
| Total loans | 202,504,000 | 209,767,000 | 207,838,000 | 209,492,000 |
| Allowance for loan losses | 2,363,000 | 2,329,000 | 2,646,000 | 3,038,000 |
| Securities available for sale | 13,954,000 | 11,985,000 | 14,728,000 | 16,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,223,000 | 200,608,000 | 205,178,000 | 211,505,000 |
| Interest-bearing deposits | 183,417,000 | 175,245,000 | 178,778,000 | 184,367,000 |
| Noninterest-bearing deposits | 23,806,000 | 25,363,000 | 26,400,000 | 27,138,000 |
| Equity capital | 24,552,000 | 24,656,000 | 24,170,000 | 24,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,869,000 | 7,641,000 | 11,415,000 | 15,126,000 |
| Interest expense | 1,756,000 | 3,368,000 | 4,959,000 | 6,502,000 |
| Net interest income | 2,113,000 | 4,273,000 | 6,456,000 | 8,624,000 |
| Noninterest income | 194,000 | 472,000 | 773,000 | 1,069,000 |
| Noninterest expense | 1,570,000 | 3,057,000 | 4,501,000 | 5,977,000 |
| Provision for loan losses | 365,000 | 585,000 | 1,735,000 | 2,285,000 |
| Pretax income | 372,000 | 1,103,000 | 993,000 | 1,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 1,103,000 | 993,000 | 1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,280,000 | 19,732,000 | 19,335,000 | 19,604,000 |
| Total capital | 21,643,000 | 22,061,000 | 21,879,000 | 22,147,000 |
| Risk-weighted assets | 193,397,000 | 205,147,000 | 203,392,000 | 202,932,000 |
Machine access — free, no API key
Every figure shown here about NORTHSTAR BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.