Call reports 2024
RUSHFORD STATE BANK (INCORPORATED) — 2024
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 101,621,000 | 94,646,000 | 98,393,000 | 101,191,000 |
| Total loans | 54,502,000 | 56,510,000 | 58,228,000 | 58,617,000 |
| Allowance for loan losses | 889,000 | 888,000 | 872,000 | 468,000 |
| Securities available for sale | 23,842,000 | 18,997,000 | 15,696,000 | 18,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,627,000 | 89,385,000 | 92,676,000 | 95,056,000 |
| Interest-bearing deposits | 69,989,000 | 68,442,000 | 70,667,000 | 71,323,000 |
| Noninterest-bearing deposits | 21,638,000 | 20,943,000 | 22,009,000 | 23,733,000 |
| Equity capital | 4,626,000 | 4,812,000 | 5,388,000 | 5,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,213,000 | 3,399,000 | 4,611,000 |
| Interest expense | 469,000 | 921,000 | 1,332,000 | 1,752,000 |
| Net interest income | 613,000 | 1,292,000 | 2,067,000 | 2,859,000 |
| Noninterest income | 52,000 | 108,000 | 161,000 | 204,000 |
| Noninterest expense | 663,000 | 1,251,000 | 1,884,000 | 2,528,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | 2,000 | 149,000 | 344,000 | 935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 149,000 | 344,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,664,000 | 5,755,000 | 5,951,000 | 6,542,000 |
| Total capital | 6,332,000 | 6,454,000 | 6,637,000 | 7,010,000 |
| Risk-weighted assets | 53,273,000 | 55,743,000 | 54,714,000 | 55,643,000 |