Call reports 2023
RUSHFORD STATE BANK (INCORPORATED) — 2023
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 98,273,000 | 103,829,000 | 100,027,000 | 103,386,000 |
| Total loans | 51,501,000 | 53,201,000 | 54,015,000 | 55,004,000 |
| Allowance for loan losses | 893,000 | 894,000 | 891,000 | 889,000 |
| Securities available for sale | 28,945,000 | 28,354,000 | 26,862,000 | 26,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,906,000 | 92,536,000 | 90,214,000 | 93,410,000 |
| Interest-bearing deposits | 68,910,000 | 68,394,000 | 68,240,000 | 67,560,000 |
| Noninterest-bearing deposits | 22,996,000 | 24,142,000 | 21,974,000 | 25,850,000 |
| Equity capital | 4,057,000 | 3,962,000 | 3,807,000 | 4,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,894,000 | 2,945,000 | 4,047,000 |
| Interest expense | 280,000 | 605,000 | 1,072,000 | 1,555,000 |
| Net interest income | 646,000 | 1,289,000 | 1,873,000 | 2,492,000 |
| Noninterest income | 50,000 | 94,000 | 149,000 | 196,000 |
| Noninterest expense | 666,000 | 1,268,000 | 1,889,000 | 2,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 179,000 | 200,000 | 269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 179,000 | 200,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,542,000 | 5,617,000 | 5,593,000 | 5,662,000 |
| Total capital | 6,192,000 | 6,268,000 | 6,244,000 | 6,353,000 |
| Risk-weighted assets | 51,820,000 | 51,896,000 | 51,897,000 | 55,144,000 |