Call reports 2022
RUSHFORD STATE BANK (INCORPORATED) — 2022
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 78,967,000 | 90,230,000 | 91,091,000 | 100,545,000 |
| Total loans | 44,723,000 | 47,377,000 | 50,035,000 | 49,599,000 |
| Allowance for loan losses | 894,000 | 894,000 | 893,000 | 893,000 |
| Securities available for sale | 24,044,000 | 29,362,000 | 29,663,000 | 34,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,578,000 | 86,306,000 | 87,670,000 | 96,300,000 |
| Interest-bearing deposits | 55,817,000 | 63,721,000 | 66,417,000 | 65,863,000 |
| Noninterest-bearing deposits | 18,761,000 | 22,585,000 | 21,253,000 | 30,437,000 |
| Equity capital | 4,185,000 | 3,704,000 | 2,975,000 | 3,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,354,000 | 2,146,000 | 3,048,000 |
| Interest expense | 125,000 | 263,000 | 421,000 | 623,000 |
| Net interest income | 518,000 | 1,091,000 | 1,725,000 | 2,425,000 |
| Noninterest income | 40,000 | 73,000 | 120,000 | 163,000 |
| Noninterest expense | 506,000 | 1,074,000 | 1,659,000 | 2,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 90,000 | 186,000 | 304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 90,000 | 186,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,185,000 | 5,211,000 | 5,307,000 | 5,426,000 |
| Total capital | 5,734,000 | 5,760,000 | 5,897,000 | 6,028,000 |
| Risk-weighted assets | 43,587,000 | 43,612,000 | 46,944,000 | 47,937,000 |