Call reports 2021
RUSHFORD STATE BANK (INCORPORATED) — 2021
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 70,447,000 | 72,136,000 | 70,921,000 | 74,568,000 |
| Total loans | 43,644,000 | 43,654,000 | 45,130,000 | 43,887,000 |
| Allowance for loan losses | 823,000 | 881,000 | 902,000 | 891,000 |
| Securities available for sale | 12,390,000 | 12,024,000 | 10,556,000 | 15,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,580,000 | 65,169,000 | 65,462,000 | 69,190,000 |
| Interest-bearing deposits | 45,999,000 | 46,946,000 | 47,866,000 | 50,745,000 |
| Noninterest-bearing deposits | 17,581,000 | 18,223,000 | 17,596,000 | 18,445,000 |
| Equity capital | 5,103,000 | 5,177,000 | 5,196,000 | 5,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,552,000 | 2,234,000 | 2,869,000 |
| Interest expense | 128,000 | 260,000 | 387,000 | 507,000 |
| Net interest income | 710,000 | 1,292,000 | 1,847,000 | 2,362,000 |
| Noninterest income | 37,000 | 77,000 | 118,000 | 154,000 |
| Noninterest expense | 532,000 | 1,043,000 | 1,570,000 | 2,060,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 170,000 | 281,000 | 350,000 | 411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 281,000 | 350,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,099,000 | 5,141,000 | 5,179,000 | 5,240,000 |
| Total capital | 5,608,000 | 5,652,000 | 5,721,000 | 5,775,000 |
| Risk-weighted assets | 40,421,000 | 40,574,000 | 43,052,000 | 42,459,000 |