Call reports 2020
RUSHFORD STATE BANK (INCORPORATED) — 2020
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 59,399,000 | 62,882,000 | 63,899,000 | 67,545,000 |
| Total loans | 43,853,000 | 44,308,000 | 43,440,000 | 43,259,000 |
| Allowance for loan losses | 643,000 | 690,000 | 736,000 | 757,000 |
| Securities available for sale | 3,514,000 | 5,033,000 | 4,867,000 | 10,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,608,000 | 56,054,000 | 57,008,000 | 60,704,000 |
| Interest-bearing deposits | 39,452,000 | 40,169,000 | 42,017,000 | 43,826,000 |
| Noninterest-bearing deposits | 13,156,000 | 15,885,000 | 14,991,000 | 16,878,000 |
| Equity capital | 4,981,000 | 5,034,000 | 5,079,000 | 5,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,433,000 | 2,112,000 | 2,771,000 |
| Interest expense | 118,000 | 244,000 | 381,000 | 515,000 |
| Net interest income | 589,000 | 1,189,000 | 1,731,000 | 2,256,000 |
| Noninterest income | 42,000 | 76,000 | 107,000 | 157,000 |
| Noninterest expense | 487,000 | 981,000 | 1,457,000 | 1,956,000 |
| Provision for loan losses | 15,000 | 60,000 | 105,000 | 150,000 |
| Pretax income | 129,000 | 224,000 | 276,000 | 307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 224,000 | 276,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,931,000 | 4,958,000 | 4,983,000 | 4,965,000 |
| Total capital | 5,437,000 | 5,459,000 | 5,489,000 | 5,477,000 |
| Risk-weighted assets | 40,371,000 | 39,945,000 | 40,328,000 | 40,786,000 |