Call reports 2019
RUSHFORD STATE BANK (INCORPORATED) — 2019
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 53,046,000 | 55,588,000 | 56,062,000 | 58,154,000 |
| Total loans | 43,145,000 | 43,703,000 | 43,899,000 | 43,121,000 |
| Allowance for loan losses | 665,000 | 691,000 | 712,000 | 667,000 |
| Securities available for sale | 4,552,000 | 4,523,000 | 4,456,000 | 4,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,108,000 | 49,155,000 | 49,520,000 | 51,525,000 |
| Interest-bearing deposits | 35,855,000 | 37,462,000 | 37,504,000 | 37,723,000 |
| Noninterest-bearing deposits | 12,253,000 | 11,693,000 | 12,016,000 | 13,802,000 |
| Equity capital | 4,713,000 | 4,686,000 | 4,762,000 | 4,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,337,000 | 2,054,000 | 2,764,000 |
| Interest expense | 90,000 | 193,000 | 306,000 | 429,000 |
| Net interest income | 571,000 | 1,144,000 | 1,748,000 | 2,335,000 |
| Noninterest income | 71,000 | 128,000 | 175,000 | 219,000 |
| Noninterest expense | 443,000 | 1,051,000 | 1,512,000 | 2,069,000 |
| Provision for loan losses | 30,000 | 55,000 | 70,000 | 85,000 |
| Pretax income | 169,000 | 166,000 | 341,000 | 400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 166,000 | 341,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,780,000 | 4,724,000 | 4,785,000 | 4,863,000 |
| Total capital | 5,288,000 | 5,243,000 | 5,309,000 | 5,364,000 |
| Risk-weighted assets | 40,515,000 | 41,367,000 | 41,761,000 | 39,983,000 |