Call reports 2016
RUSHFORD STATE BANK (INCORPORATED) — 2016
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,610,000 | 55,425,000 | 55,756,000 | 54,685,000 |
| Total loans | 40,657,000 | 42,511,000 | 43,298,000 | 42,470,000 |
| Allowance for loan losses | 390,000 | 424,000 | 457,000 | 486,000 |
| Securities available for sale | 6,206,000 | 6,453,000 | 6,293,000 | 5,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,250,000 | 50,964,000 | 49,031,000 | 50,340,000 |
| Interest-bearing deposits | 40,067,000 | 42,274,000 | 39,621,000 | 39,874,000 |
| Noninterest-bearing deposits | 9,183,000 | 8,690,000 | 9,410,000 | 10,466,000 |
| Equity capital | 4,159,000 | 4,278,000 | 4,286,000 | 4,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,192,000 | 1,805,000 | 2,422,000 |
| Interest expense | 71,000 | 139,000 | 207,000 | 279,000 |
| Net interest income | 510,000 | 1,053,000 | 1,598,000 | 2,143,000 |
| Noninterest income | 52,000 | 106,000 | 157,000 | 222,000 |
| Noninterest expense | 475,000 | 934,000 | 1,452,000 | 1,945,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 57,000 | 165,000 | 213,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 165,000 | 213,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,174,000 | 4,278,000 | 4,232,000 | 4,319,000 |
| Total capital | 4,564,000 | 4,702,000 | 4,689,000 | 4,805,000 |
| Risk-weighted assets | 41,643,000 | 41,564,000 | 41,837,000 | 40,849,000 |