Call reports 2015
RUSHFORD STATE BANK (INCORPORATED) — 2015
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 52,383,000 | 54,580,000 | 54,295,000 | 53,840,000 |
| Total loans | 41,764,000 | 43,367,000 | 43,976,000 | 42,305,000 |
| Allowance for loan losses | 381,000 | 421,000 | 400,000 | 435,000 |
| Securities available for sale | 4,997,000 | 4,922,000 | 4,880,000 | 4,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,150,000 | 48,895,000 | 48,040,000 | 49,543,000 |
| Interest-bearing deposits | 40,152,000 | 40,353,000 | 39,330,000 | 40,564,000 |
| Noninterest-bearing deposits | 7,998,000 | 8,542,000 | 8,710,000 | 8,979,000 |
| Equity capital | 4,024,000 | 3,969,000 | 4,076,000 | 4,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,220,000 | 1,834,000 | 2,440,000 |
| Interest expense | 76,000 | 147,000 | 216,000 | 287,000 |
| Net interest income | 509,000 | 1,073,000 | 1,618,000 | 2,153,000 |
| Noninterest income | 44,000 | 105,000 | 163,000 | 215,000 |
| Noninterest expense | 415,000 | 967,000 | 1,457,000 | 1,976,000 |
| Provision for loan losses | 25,000 | 63,000 | 94,000 | 123,000 |
| Pretax income | 118,000 | 148,000 | 230,000 | 269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 148,000 | 230,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,046,000 | 3,995,000 | 4,079,000 | 4,117,000 |
| Total capital | 4,427,000 | 4,416,000 | 4,479,000 | 4,552,000 |
| Risk-weighted assets | 38,143,000 | 42,502,000 | 42,891,000 | 41,493,000 |